Equipment Financing Guides
Straight answers to the questions that come up before you sign a finance contract. No jargon, no sales pitch, just the numbers and the process.
Learn how the Section 179 deduction can hand you a five-figure tax break on financed equipment, what equipment financing rates actually look like by credit tier, the full story of how equipment financing works from application to funding, and how to choose between new vs used equipment when the rate matrix punishes older iron. When you are done reading, the equipment payment calculator turns it all into a monthly payment.
Equipment Financing Rates
Real 2026 equipment financing rates by credit tier, equipment age, and term length, plus how to land in a cheaper tier before you apply.
How Does Equipment Financing Work
How equipment financing works, step by step: application, documents, credit pull, approval, contracts, funding, and what to watch for.
New vs Used Equipment Financing
New vs used equipment financing compared: real rate differences by age bracket, inspection and hour checks, and when each side wins.
Section 179 Equipment Deduction
How the Section 179 deduction works for financed equipment in 2026: the $1,220,000 limit, leases vs loans, and a worked example.